Easy Bean Dip is a delicious party dip loaded creamy beans, cheese and heaps of taco inspired seasoning! Refried beans make this recipe a cinch while a little cream cheese makes it creamy and rich. A few jalapenos to give it a little bit of spice (but don’t worry, it’s not crazy hot)!

This dip bakes until hot and bubbly, perfect for scooping with tortilla chips or even Loaded Nachos! Pass the margaritas please.

Dipping a tortilla chip into Bean Dip

The Perfect Party Food

Who doesn’t love a quick and easy bean dip recipe? Totally simple to make and take, this bean dip recipe is a definite keeper! It’s so easy anyone can whip this dip up…and, everyone loves it!

Tortilla chips? Celery Sticks? Even brussels sprouts chips are the perfect vehicle for this spicy taco dip with beans!  The great thing about this cream cheese bean dip is that it can go anywhere! Potluck? Office party? Game day? Super easy to put together and everyone loves it!

Bean Dip Made Easy

What is Bean Dip? The best bean dip is one that’s crazy easy to make (this one fits the bill perfectly). A can of refried beans (even generic will do) and cream cheese are the foundation here. What separates this refried bean dip from the pack is spicing it up with taco seasoning and a handful of jalapenos! The best refried bean dip recipe everrrrrr!

Bean Dip ingredients in a glass mixing bowl before mixing together

How to Make Bean Dip

The real flavor winner here is the taco seasoning. You can buy packets of taco seasoning or simply create your own from portions of cumin, garlic, onion powder, ground red chile and salt and pepper…don’t be afraid to experiment!

  1. Whip the refried beans, the cream cheese, sour cream, and taco seasoning until it’s all fully mixed. Use a hand mixer or a whisk, but make sure everything is fluffy to avoid a chip-wreck! Remember, this is the foundation of a great refried bean dip so choose your favorite beans (we like the ones with a little bit of heat)!
  2. Gently stir in the onion, jalapenos and 2 cups of the cheddar cheese (sharp cheddar adds more flavor).
  3. Spread the mixture into the baking dish. Top with remaining cheddar cheese and bake until golden and bubbly!

Voila, it’s that easy!

Overhead shot of Bean Dip in an oval baking dish surrounded by tortilla chips

Bean Dip Variations

  • Stir in 1/2 cup of salsa or drained Rotel tomatoes
  • Swap out the cheddar for your favorite cheese
  • Add taco toppings like olives and diced tomatoes
  • Add 1/2 lb ground beef or sausage to the bean layer

More Tex-Mex Inspired Dips

Dipping a tortilla chip into Bean Dip
4.99 from 62 votes↑ Click stars to rate now!
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Easy Bean Dip

A rich cream bean dip full of flavor! Loads of cheese and a handful of jalapenos take this dip to the next level!
Prep Time 8 minutes
Cook Time 15 minutes
Total Time 23 minutes
Servings 12 servings


  • 4 ounces cream cheese softened
  • 16 ounces refried beans canned
  • ½ package taco seasoning
  • 4 ounces mild green chiles diced and drained
  • ½ cup sour cream
  • 2 green onions divided
  • ¼ cup jalapenos chopped, optional
  • 3 cups cheddar cheese divided


  • Preheat oven to 375°F.
  • Slice green onions dividing the white and green portions. Set the green part aside.
  • Combine cream cheese, refried beans, taco seasoning and sour cream with a hand mixer on until fluffy.
  • Add the whites of the onions, jalapenos, chiles and 2 cups of cheddar cheese.
  • Spread into a 2qt (or 8x8) baking dish.
  • Top with remaining cheese and bake 20-25 minutes or hot and cheese is melted.
  • Sprinkle remaining green onions on top as garnish. Serve with tortilla chips.


4.99 from 62 votes

Nutrition Information

Calories: 196 | Carbohydrates: 6g | Protein: 9g | Fat: 14g | Saturated Fat: 8g | Cholesterol: 45mg | Sodium: 627mg | Potassium: 65mg | Fiber: 2g | Sugar: 2g | Vitamin A: 705IU | Vitamin C: 2.6mg | Calcium: 237mg | Iron: 0.8mg

Nutrition information provided is an estimate and will vary based on cooking methods and brands of ingredients used.

Course Appetizer
Cuisine Tex Mex

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About the author

Holly is a wine and cheese lover, recipe creator, shopping enthusiast and self appointed foodie. Her greatest passion is creating in the kitchen and making deliciously comforting recipes for the everyday home cook!
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Recipe Rating


  1. I made this for a gathering of friends, and they were a hit!! Everyone thought they were delicious!! It’s a keeper!!

  2. Can this be made a day or tow a head and then heated? Curious if this is something I can pre-prep for camping. Thanks.

    1. Hi Sheryl, it is best served warm. But it should still be dippable when cooled off. You could also keep it warm in a mini crockpot when serving.

  3. Super super delicious. Made this for a superbowl party and it was a hit. I added a little bit of cubed Velveeta because I had it in the fridge and had to cook it about 7 extra minutes to make sure the Velveeta was nice and melty. It came out perfectly. It would also be delicious with chicken or ground beef – I think I’ll try that next time. Thanks for this recipe!!5 stars

  4. This is the absolute best bean dip I have ever made! My husband loves bean dip and I don’t like store bought bean dip, so I wanted to make a homemade bean dip. Well, my husband went nuts for this bean dip. We ate the entire dish in one day. I made it again the next day. I will make this often. Greatest bean dip EVER! Thank you for the recipe!5 stars

    1. Since this just needs to heat and get melty and not actually “cook” I would place it in a small slow cooker and let it cook about 1 1/2 to 2 hours on high stirring halfway. Before serving, add the cheese on top and let melt about 15 minutes.