sneak a peek and a jar with cash in it

52 Week Money Challenge! 

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This is a great way to save up throughout the year… and all of us could probably use a little rainy day fund!  What will you do with $1,378 saved up?


52 Week Money Challenge. showing a weekly deposit and account balance

It’s super simple…  grab yourself a jar or a container, a tin or piggy bank.  Stick a label on it…

52 Week Money Challenge!  Over the next year, you will be able to easily save $1,378!

OPTION 1:  On week one, you deposit $1 into your savings jar….  and week 2 you deposit $2 and so on!  Well, by the end of the year, you will have saved over $1,300 just a little at a time!  If you are paid every 2 weeks, you can just do your weekly deposits as you get paid!  If you get a little overtime in the summer, add an extra $20 for the weeks when the payments are a little bit bigger!

OPTION 2:  You can start at the bottom of the list.  This means on week 1 you deposit $52, week 2 you deposit $51 etc…  then the hardest part is out of the way and as you near the end of the year, you’ll have big savings and just a little deposit to make!

FOR KIDS: This is a great way to teach kids about finances too! Follow the same plan with kids but use pennies instead of dollars and at the end of the year they will have learned to save!

PRINT your Money challenge tracker


  1. Choose a day to make your deposit each week.  If you make it on Sunday this week, make it on Sunday next week.
  2. Print and fill out this form.  It works great to keep you on track and keep you motivated.
  3. Decide right away what you are going to do with the savings.  Having a purpose will make you more likely to stay on track.
  4. If you have extra money when you have smaller deposits, you can add extra and take it off a later date to make it easier!
  5. If you have a partner or spouse, make sure they are on board!  It’s easier to do together.

I’d love to link up to the original source of the 52 week money challenge, but I really don’t know who came up with this plan!  I’ve seen it floating around Facebook and Pinterest for a few years now and it’s just too awesome not to share!!

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About the author

Holly is a wine and cheese lover, recipe creator, shopping enthusiast and self appointed foodie. Her greatest passion is creating in the kitchen and making deliciously comforting recipes for the everyday home cook!
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  1. I have my paycheck deposited onto a prepaid card and it has a savings account attached to it. It pays 5 percent interest. So I started at the bottom of the chart for more bang for my buck. Will see what I end up with at the end of the year. So every friday I go in and move my weekly amount to my savings account.

  2. Rotate from top to bottom and meet in the middle, example week one 1.00 week two 52.00 week three 3.00 week four 51.00 then it wont be like 200.00 in one month when you get to bottom. A little easier to achieve goal

  3. Hi Holly,
    This is a neat little chart to save with and actually does have a small impact on the budget and a fairly sizeable savings in a years time! It is very thoughtful of you to share it!

    Sometimes it seems no one thinks of those who aren’t wealthy enough to put hundreds away each month. As you know, not having a plan results in not having a result! Ultimately they never get a financial foundation under them. This is a helpful post to people who need it most! Great job!

    You have a beautiful heart!