Homemade Banana Pudding

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Homemade Banana Pudding is an old fashioned no bake recipe with layers of fresh bananas, a rich and creamy vanilla pudding layer and freshly whipped cream!  This is the perfect make ahead dessert and a hit any time of year!

 This pan of banana pudding is one of the best I've ever had! Homemade Banana Pudding is an old fashioned no bake recipe with layers of fresh bananas, a rich and creamy vanilla pudding layer and freshly whipped cream! This is the perfect make ahead dessert and a hit any time of year!

Homemade Banana Pudding is one of those recipes that’s been around for about a bajillion years (long time right?).  The funny thing about Banana Pudding is that it’s not “technically” banana pudding… it’s more like bananas with pudding.

Whatever you call it, it’s definitely a classic recipe and a favorite around here. This version is very easy to make and tastes just like Grandma’s banana pudding served after Sunday supper!

A slice of creamy banana pudding with layers of fresh bananas, vanilla pudding layer and freshly whipped cream makes the perfect potluck dish!

Here’s the great thing about these old fashioned type recipes, they’re always delicious with no fuss… that means not a ton of dishes or weird ingredients, just simple and yummy.

I start with a layer of ‘Nilla Wafers cookies as the base.  You can use graham crackers, digestive biscuits or pretty much any vanilla/white cookie on the bottom (once they sit in the fridge they soften to a cake-like texture).  The next layer is loads of fresh bananas.

The best part of this dessert is the creamy layer in the middle.  This layer has soft fluffy cream cheese & vanilla pudding with condensed milk which makes this dessert both rich and light at the same time.  I use vanilla pudding and while you may be tempted to use banana pudding mix, I strongly urge sticking with vanilla.  The banana pudding mix will change the flavor of this recipe and adds a fake banana flavor (which I actually love in candy but not in a dessert).

This is my FAVORITE dessert! Fresh bananas with creamy pudding, cream cheese and freshly whipped cream make this dessert both rich and luscious at the same time!

There are several recipes that call for Cool Whip (or whipped topping) but I prefer the flavor of freshly whipped cream. It makes this dessert a little bit less sweet and makes everything taste fresh.

My sister-in-law, Donna, taught me to add a packet or two of stabilizer to my whipped cream. Stabilizer is a powder you can add that keeps your whipped cream from ‘wilting’ so it’s perfect for making whipped cream ahead of time, adding whipped cream to no-bake desserts or replacing whipped topping. I personally use Dr. Oetker Whip it and have always had great results.

I’ve made this recipe in both a trifle dish and a 9×13 pan.  Of course both taste exactly the same but the 9×13 pan is easier to serve.

My kids love this easy banana dessert recipe! Layer upon layer of fresh bananas with creamy pudding, cream cheese and freshly whipped cream make this dessert both rich and luscious at the same time!

Keep in mind that this recipe needs to sit at least 4 hours but overnight is definitely best! I add the bananas on top for garnish just before serving so they don’t brown.  If you’re going to leave them out for a little bit, toss them with a bit of lemon juice after slicing to keep them from browning. Oh an speaking of ripe bananas… do you have a bunch sitting on the counter?  I have some ideas for you!

What can you do with ripe bananas?

  1. Freeze them!  Peel them and place them in a freezer bag.  They’re perfect for smoothies, blended on their own for dessert or defrosting to use in baking.
  2. Make Banana Bread of course! THIS recipe is my go to!
  3.  Enjoy them in one of these yummy recipes:

Homemade Banana Pudding

Homemade Banana Pudding is an old fashioned no bake recipe with layers of fresh bananas, a rich and creamy vanilla pudding layer and freshly whipped cream!

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  • 8 oz cream cheese
  • 5 bananas
  • 1 (14 oz) can sweetened condensed milk
  • 2 cups milk
  • 1 teaspoon vanilla
  • 1 package instant vanilla pudding mix 6 servings size
  • 1 package Vanilla Wafer cookies
  • 3 cups heavy cream
  • 1/4 cup powdered sugar


  1. Beat cream cheese & sweetened condensed milk. Add in pudding mix, milk & vanilla and beat until completely mixed.
  2. In a separate bowl, beat heavy cream until soft peaks form. Add powdered sugar and continue beating until stiff peaks form. Set 2 1/2 cups aside.
  3. Fold remaining whipped cream into pudding mixture.
  4. Line the bottom of a 9×13 pan with vanilla wafers, top with sliced bananas. Spread pudding mixture over top.
  5. Top with remaining whipped cream. Cover and refrigerate 4 hours or overnight.

Nutrition Information

Yield: 15 servings, Serving Size:

  • Amount Per Serving:
  • Calories: 489 Calories

(Nutriton information provided is an estimate and will vary based on cooking methods and brands of ingredients used.)

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Homemade Banana Pudding is an old fashioned no bake recipe with layers of fresh bananas, a rich and creamy vanilla pudding layer and freshly whipped cream! This is the perfect make ahead dessert and a hit any time of year!
Homemade Banana Pudding is an old fashioned no bake recipe with layers of fresh bananas, a rich and creamy vanilla pudding layer and freshly whipped cream! This is the perfect make ahead dessert and a hit any time of year!

How to Make Homemade Banana Pudding

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Holly is a wine and cheese lover, recipe creator, shopping enthusiast and self appointed foodie. Her greatest passion is creating in the kitchen and making deliciously comforting recipes for the everyday home cook!

62 comments on “Homemade Banana Pudding”

  1. oh, how this reminds me of a fantastic dessert I ate at in the West Village of NYC! My hub still brings it home for me every bday! Not anymore…I will be making this nibble and cannot wait!!! Thanks!!! -Nic

  2. oh looks so heavenly delish! I just want to dive right in and nom nom nom!

  3. Oh, my mouth is watering! This looks like a great summer dessert! (Found you on Motivational Monday)

  4. Oh man, I am such a sucker for a good banana pudding, but so picky about them. Cream cheese?! Sign me up!! Looks gorgeous AND scrumptious! Stopping by from the Hearth and Soul hop :)

  5. It doesn’t say anything about or how much vanilla to use. And if using cool whip how much would I need?

    Thank you, Bonnie

    • Hi Bonnie!

      Thank you for stopping by! I used 2 cups of heavy cream. I did find this information online: If recipe calls for one cup liquid heavy cream to be whipped (will double in volume), use 2 cups thawed COOL WHIP Whipped Topping. I haven’t tried it this way but I would love to hear how it works for you!

    • 1tsp. Vanila.

  6. I made this today and it is great!! Thank you!

  7. what can I substitute for vanilla wafer biscuits, I cant anything here in Australia, thanks

    • You could try a different type of cookie/biscuit. They have a very dry hard texture.

      • Hey KC in Austraila, A shortening bread cookie or Lorna Doone if you have that brand there,would work. You can Google Lorna Doone Cookie to get ideal of what you may have there thats similar.

  8. This looks amazing, Holly! To be a favorite for sure! Thank you bunches for linking up and partying with us this week!

  9. looks great, thanks for the recipe. Thanks for linking up at Tell Me About It Tuesday. We hope you hop over and share with us again next week.

  10. Love banana anything!! This looks luscious! Pinning!

  11. This looks fantastic! Thanks for linking up with What’s Cookin’ Wednesday!

  12. Brings back memories of my Grandma. She made the best banana pudding of ever.

  13. Delicious I love banana and banana pudding is my weakness thanks for sharing with Hearth and Soul blog hop.

  14. With a couple of changes this recipe could be a delish banting desert.

  15. Thank you so much for sharing your post with Full Plate Thursday. Hope you are having a great week and come back to see us real soon!
    Miz Helen

  16. Thank you so much for the great, simple & frugal recipes you post. I really like the fact that you have links to ingredient/utensils used in recipes. What an awesome touch! You’re the first person I’ve seen do that. I wish other bloggers would do the same because half the time I don’t have a clue what they’re talking about. I’ve cooked for over 50+ years but due to health issues I’ve forgotten what/how to cook. I rely heavily on people like you to feed my family. You are such a blessing to me & many others like me. Most of all, THANK YOU for the hours of time you’ve spent publishing this site. It’s a beautiful act of kindness you’re doing for so many of us.

    • <3 Thank you for stopping by and your comment Venus!

      I am so glad you are enjoying my recipes and find the links helpful. If you ever have any questions or need a hand with something, please feel free to send me a message directly!

  17. Hi Holly! I’m planning on making this dessert tonight for an event that is tomorrow afternoon. I’m afraid that the bananas may brown. Do you think it’s okay for me to prepare the pudding and whipped cream tonight and layer everything in the morning?

    Thanks for the recipe!

  18. Instant pudding mix we have to cook n mix or use as it is in powder form?or u mean to take ready to eat pudding where cooking not required?i m confuse. Plz help me

  19. If you make it the night before, won’t the bananas turn brown and the cookies get soft?

    • Yes, the cookies do get soft, almost cake like. The bananas don’t turn brown as they’re completely covered by the pudding mixture so they don’t oxidize.

  20. How do I go about printing this great recipe

  21. Love old fashioned banana pudding! This was a favorite at our house growing up. I need to make it again!

  22. My initial reaction was to substitute the vanilla pudding mix with banana mix. But you pointed out the fake flavor. So I wonder this: In the bowl with the cream cheese, pudding mix, milk, etc, can an actual banana be added for flavor, yet still keep the pudding consistency?

    I almost never follow recipes…..except when it comes to desserts, as they are not my forte. Your opinion/expertise on this is truly welcome.

    • I have only made this recipe as written, but if you decide to make your modification please let me know how it turns out!

    • Last time I made this, I mashed a banana (they were fairly ripe) and incorporated it into the pudding while I was folding in the cream. Had I thought of it earlier in the process I’d have probably creamed it in while I was softening the cream cheese. I didn’t really notice a significant textural difference adding the banana puree, but it did seem to turn up the banana flavor a bit.

      Honestly, when the original recipe rests you do get a very nice banana flavor, but I grew up doing it with cooked pudding which has the extra heat to extract the banana flavor while it sets — so I like it a little bit more pronounced.

  23. This looks mmmmmmm good I want to make this as soon as possible

  24. Thank you for sharing !!

  25. These recipes look and sound good going to try them. Thank you

  26. Can someone please explain step 2 ? It says put heavy whipping cream and powder sugar mixture aside, then what ?

    • In step 2, you will save 2 1/2 cups of the whipped cream for topping the dessert at the end.
      In step 3, the remaining whipped cream is folded into the pudding mixture.


  28. What does anyone think of making this with caramel sweetened condensed milk instead of regular?

  29. wow! this is quite nice. Without eating it yet, I can bet it will be yummy. Holly, I want to ask how ripe should the banana be?

  30. I made this yesterday for the 4th!! It was amazing only one piece left which my son ate last night! He texted me from his room “that banana stuff was good! Good job! Loll I’ll be making this again very soon

  31. I am semi dairy free. I would love to make this but i have yet to find a milk that congeals like dairy. Any suggestions?

  32. Made this, it was good but my pudding mixture was runny. Was wondering how can i improve it?

    • Arlene, a few things that may help. Make sure that you use dry pudding mix in step 1. Beat the cream with the sugar until STIFF peaks form. Also, make sure to put 2 1/2 cups of the whipped cream aside for the final step.

  33. Mine is so liquidy….what did i do wrong!!!! Its ruined :(

  34. Love this receipes

  35. I made this today, and I had to make it two times because of a mistake on my part. When buying the vanilla pudding mix make sure it’s the “instant pudding” and not the cook and serve pudding. With the cook and serve pudding it came out super soup like and nasty so back to the store I went and bought the instant mix and it was perfect I cannot wait to taste it! 

    Rating: 5
  36. Believe me when I tell you this; I taste tested this recipe with my family who are stern food critics on my recipes and they loved it. Not only that, I even took approximately 20 samples to work and everyone loved it. Do not change the recipe and you will have an excellent banana pudding. I love this recipe because the way my granny and her siblings made it required eggs and stove top cooking…..

    Rating: 5
  37. Good morning! Hey, can you use cool whip instead of heavy whipped cream? thanks!

  38. Great banana pudding!! Easy tasty make it for Christmas dinner a big hit!! Just made another, my husband asked for it!! 

    Rating: 5

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