Millionaire Pie is a family favorite. A rich creamy base is loaded with pecans, coconut, pineapple, and cherries. You’ll need just about 5 minutes to prepare this pie and no baking is required!
Millionaire Pie (No bake and only 5 Minutes to Prep!)
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No-bake, no fuss… Millionaire Pie is simple to make and the best part is that it tastes delicious! There’s a very good reason this is one of the top recipes of all time on my blog!
We’ve served ambrosia salad at every holiday meal for as long as I can remember. It’s such a great side and as a kid I always felt like I was having dessert with my dinner. This pie has a similar flavor so if you like ambrosia salad, you’ll love this pie (plus pretty much anything with sweetened condensed milk has to be amazing right?!)!

This pie starts out with a base of sweetened condensed milk mixed with lemon juice (which causes it to thicken). Once thickened, all of the yummy add-ins are mixed in including cherries, pineapple, coconut, and pecans. It’s all poured into a graham crust and put in the fridge to set.
That’s it, no baking, no stove… just easy-peasy stir and pour!

You’ll want to make sure you squeeze out your pineapple as much as you can just to make sure your pie sets up well. If you don’t have a store-bought graham crust, of course, this works with a homemade graham cracker crust.
Note: If you do adapt this recipe to your tastes, do not leave out the lemon juice. The addition of lemon juice thickens the pie and if you skip it your pie will be runny.

Ingredients
- 1 graham cracker crust
- 1 cup sweetened coconut flakes
- 15.25 ounces crushed pineapple well drained, 1 can
- 1 cup maraschino cherries drained & chopped
- ½ cup chopped pecans
- 1 can sweetened condensed milk 14 oz
- 5 tablespoons fresh lemon juice
- 1 tablespoon maraschino cherry juice
- 1 ½ cups whipped topping plus extra for garnish if desired
Instructions
- In a large bowl, combine coconut, crushed pineapple, maraschino cherries, pecans, (Eagle Brand) Sweetened Condensed Milk, lemon juice and maraschino cherry juice.
- Gently fold in whipped topping. Pour into crust.
- Top with additional whipped topping and cherries if desired. Refrigerate 3 hours or overnight.
Video
Notes
Nutrition Information
Nutrition information provided is an estimate and will vary based on cooking methods and brands of ingredients used.
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Just made pie today. Came out great. A little sweet, but very easy to make. Just follow the directions and It will come out fine.
I’ve made this pie twice and it is absolutely delicious and get rave reviews every time! But, when I first read the recipe and it called for 1 1/2 cups of whipped topping, I used an entire 8 oz container and 1/2 of another (4oz) because I was taught 8 oz = 1 cup. So, what I ended up with was a lot of filling which was ‘heaped’ into the 8 inch pie shell. The pie was a bit tall but, looked and tasted nothing short of amazing, especially with a 1/2 layer of Cool Whip on top! This gets eaten so fast that may have to be made, next time!
I’m so glad you enjoyed this recipe! It’s so easy to make and tastes wonderful!
Gail, I’m sure the 1 1/2 cups whipped topping means volume not weight. My daughter once made this mistake when making Rice Cereal Treats. She was calculating weight instead of volume for the cereal, and, as we know, the rice cereal weighs practically nothing. She bought 3 boxes and still didn’t have enough according to her calculation. Fortunately, she realized her mistake but had a LOT of cereal to eat for a long time.
This sounds delicious! Unfortunately, I am highly allergic to lemons :( I know white vinegar is the substitution for lemon juice. Would it work in this recipe or would it be better to leave it out and eat it in a bowl?
I haven’t tried it but the vinegar may work. If you do try, please let us know how it works for you!
I did this one too. But instead of the Graham Cracker Crust. I mixed mixed 1/2 cup flour, 3/4 chopped pecans and 1 and 1/2 Sticks Butter, softened butter. Then I pressed it into 13x9x2″ pan and cook for 20 minutes at 350 degrees. Cooled and added filling. Delisious
Yummy!!
I’m pretty sure you meant to say 1 and 1/2 cups of flour. I only put 1/2 cup and the mixture was soupy. I added another cup of flour and then I could press it into pie pan.
I have never made this but first thing that came to mind is the pineapple and coconut are screaming for macadamia nuts so I would use that instead of pecans…or maybe pistachios. I would toast them first and maybe the coconut too. My inclination is go with a chocolate graham crust but that may prove to too much and regular graham may taste better. It would warrant some experimenting but bet it would be really good.
I bet chopped macadamia nuts would be amazing in this recipe!! Great idea!
I learned to make this pie in 4th grade some 30 yrs ago, it is so good that one time I dropped one on the floor my aunt scooped it up an ate it anyway, we use fruit cocktail drained no coconut.
LOL!! I might be tempted to eat it off the floor too! :) Fruit cocktail would work perfectly in this recipe too! Yum!
Could you use Mandarin Oranges (drained) in place of the pineapple? Just curious.
I haven’t tried it that way. If you do try it please let us know how it works out for you (just be sure not to miss the lemon juice). :)
Would actual whipped cream work? I am trying to stay away from Cool whip.
I haven’t tried it that way but if you do try it, please let us know how it works out. Please be sure not to skip the lemon juice,that’s what thickens up the pie.
I’ve made a similar dessert, Banana Split Pie, and real whipped cream does not work. Becomes too runny too quickly. Stick to the cool whip.
Lemon juice will curdle the whipped cream. You need to use a nondairy whipped topping like cool whip.
My son hates pineapple – I guess I could just use more cherries and leave pineapple out?
I haven’t tried it without pineapple but you could possibly try another type of canned fruit (such as peaches or pears) well drained and dabbed dry. (Just be sure not to leave out the lemon juice! :) )
Looks really good! I think it could be modified in many ways too! “)
I go out and buy the crust…they r making them a little bigger……I made this pie….it was very good…and very easy to make….yum
I have made this and substituted the eagle brand milk for vanilla yogurt…i also do not put it in a pie crust…i just use it as a dessert in a bowl
I made this today and let it stay in the refrigerator for 6 hours and it was absolutely delishhh… I followed the directions exact and it came out perfect… :)
This sounds delicious! I’m making it tonight for tomorrows dessert. Is it really only 1 1/2 cups cool whip? Or do I use a whole 8 ounce container of cool whip?
I just used 1½ cups. :)
Thank you Holly! All made and in the fridge. Can’t wait to try it!
:) Enjoy!!
I did add the right amount of lemon juice but don’t think I drained the pinapple very well. Should I add more cool whip?
You could try that… and if that doesn’t work just spoon it into a glass, top with some extra cool whip and a cherry. Millionaire parfait. ;) I am sure it will taste just as wonderful!
My Aunt made this pie for years, after she passed on I had to make it for the family we called it a refrigerate pie. We love this pie.
I don’t think I drained the pineapples enough what can I do to make it less runny? It’s in the fridge right now still in the bowl
Did you add the full amount of lemon juice?
What are Graham crackers, not sure if available in Australia, what could I substitute and also I don’t think Cool Whip is available here do you know of a substitute?
From what I’ve read they are not available in Australia.. it’s basically a cookie/biscuit. Martha Stewart has a recipe for homemade graham crackers.
If you have access to digestive biscuits or even vanilla wafers cookies, those would work too.
You don’t need graham crackers at all to make a crumb crust. For a sweet crust, almost any type of plain cookie would do. Those packaged butter pecan cookies, crushed up finely, even work well, and I noticed someone even mentioned using Oreos. Vanilla wafers, too, work just as well, as Holly mentioned. Hope this helps.
How many days in advance can I make this ?
I would say up to 3 days should be fine. :)
I made this pie…very rich….posted your pie and mine…lol. Not even close….