This 7-layer dip recipe is one of Spend with Pennies’ most loved recipes!
Layers of refried beans, salsa, guacamole, cheddar cheese, and your favorite toppings make the perfect tortilla chip dip!

Holly’s Recipe Highlights
This 7 layer dip is always the first to go!
- Flavor: With layers of goodness, this dip has lots of TexMex flavor that’s hard to resist.
- Prep note: It tastes even better when made, prep it the night before and add the toppings before serving.
- Recommended dish: I use an 8×10 or 2qt dish for this recipe. It can also be made in a 9×13-inch dish; the layers will be thinner.
- Swaps: This dip is versatile – add as many toppings as you’d like (nobody’s counting)!
- Time-saving tips: Use pre-shredded cheese and premade guacamole.
- Serving suggestions: Serve with tortilla chips or vegetables.

What’s In 7 Layer Dip?
This dip has seven layers —swap up the layers or add extras of your favorite toppings!
- Refried beans
- Sour cream (mixed with cream cheese and taco seasoning mix)
- Guacamole
- Salsa (drained)
- Cheese
- Green onions
- Olives or tomatoes
Variations
- Use store-bought or make a simple homemade guacamole recipe with avocados, lime juice, salt, and onion.
- Jalapeños, shredded lettuce, bell pepper, and a sprinkle of cilantro are also great toppers for this dip. Get creative!
- If you’d like to add ground beef, cook the meat until no pink remains. Add taco seasoning for flavor and cool. Add it to the dip between the beans and sour cream layers.




How To Make 7-Layer Dip
- Prepare the refried bean layer.
- Prepare the sour cream mixture.
- Layer the ingredients in a casserole dish and top with guacamole, salsa, and toppings.
- Chill before serving.
Serve with tortilla chips for the perfect dipper!

Storing Leftovers
This dip will last up to 4 days in the fridge in an airtight container. It may become a little bit watery, I drain it off.
Must Try Dip Recipes
Did you enjoy this 7 Layer Dip? Leave a comment and rating below!

7 Layer Dip
Equipment
Ingredients
- 1½ cups salsa
- 16 ounces canned refried beans 1 can
- 2 tablespoons milk
- 8 ounces cream cheese softened
- ½ cup sour cream
- 1 ounce taco seasoning 1 packet, about 2 tablespoons
- 1 cup guacamole prepared
- 1½ cups shredded cheddar cheese
- ½ cup black olives or diced tomatoes
- 4 green onions sliced
- chopped fresh cilantro for garnish, optional
Instructions
- Place salsa in a sieve and drain the liquid into a small bowl (this keeps your dip from getting runny).
- In a small bowl, combine refried beans and milk (or you can use the liquid from the salsa if you prefer). Mix until smooth and spread in the bottom of a 2 qt baking dish or pan.
- In a bowl, mix cream cheese, sour cream and taco seasoning with a hand mixer on medium speed. Dollop the cream cheese mixture over the beans and spread evenly.
- Spoon guacamole over cream cheese and gently spread. Add the drained salsa and gently spread.
- Top with cheese, olives/tomatoes and green onions.
- Chill 1 hour before serving. Serve with tortilla chips or crackers.
Video
Notes
- This dip can be prepared up to a day in advance.
- Additional toppings such as cilantro or jalapenos can be added.
- Using a hand mixer for the beans and sour cream layers ensures the dip is fluffy and easy to scoop.
- Tightly cover leftovers with plastic wrap and store in the refrigerator for up to 4 days. Some separation may occur when storing, drain off any liquid if needed.
Nutrition Information
Nutrition information provided is an estimate and will vary based on cooking methods and brands of ingredients used.
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So easy to put together and really yummy!
Holly,
This recipe turned out great, and is sooo good. I love all your recipes, so much that I just had to buy your book. I love the book and the way that you explain things about the recipes.
So glad you loved this recipe Suzie! Thank you so much for your support, I hope you enjoy the book.
Exactly how I like it!
My family loves this and it’s so easy, plus I don’t have to heat it up :)
Excellent. I used a Rubbermaid Brilliance 9.6 Cup which measured 9″X 6″and is clear so the dip looked pretty all around. I also followed the suggestion of another and chilled between layers. So pretty, so good! Only one suggestion…buy a sturdy chip like fritos scoops.
Definitely buy sturdy chips so they can hold a generous amount of the dip in each bite!